Putting the team in teamwork
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The Retirement Team, Inc.
Information this Site gathers about You
The Retirement Team places great importance on visitor privacy and security. The Retirement Team collects personally identifiable information about you only when you provide it to us voluntarily, such as by registering with us as a broker or small business, requesting a quote or proposal, completing a survey, or requesting information about advertising on the The Retirement Team website. We do not require site registration by visitors and we do not pass personally identifiable information about individual users to any third party without your prior knowledge and consent. The specific types of personally identifiable information, and its use by The Retirement Team, are explained in further detail below.
Although registration is not required to use certain portions of our site, registration allows greater access throughout the website. Our site's registration form asks users to give us contact information such as name, company, address, phone, and e-mail. Brokers are required to provide state license numbers and must fax or mail us a copy of their license before full access is granted. We use the contact information to contact the visitor when necessary. Users may opt-out of receiving future mailings (see the choice/opt-out section below). Unique identifiers are collected to verify the user's identity. Demographic and profile data is also collected at our site. We use this data to tailor the visitor's experience at our site, showing the visitor content that we think might be particularly interesting to that visitor, and displaying other content according to the visitor's preferences.
We may periodically conduct user surveys on our site in which we may ask visitors for contact information (such as their e-mail address). The customer's contact information is used to contact the visitor when necessary. Users may opt-out of receiving future mailings (see the choice/opt-out section below). We also use the information gathered in user surveys to help us create a better environment for our users.
When you, as your company representative, request information about advertising on our site, we ask that you give us your company name, address, and phone number. We use this information only to contact you with information you have requested. We do not release the names or addresses of those who request advertising information.
The Retirement Team receives many e-mail messages from our users. Except as described elsewhere in this policy, we do not sell or otherwise release the names or e-mail addresses of users who write to the site. Your correspondence with us remains private.
Log Files and Cookie Technology
In addition, The Retirement Team collects anonymous information about you and your visit to our site from our servers' log files, your browser, and from cookie technology incorporated into our website.
Like most standard website servers, the The Retirement Team website uses log files. Information collected in log files includes Internet Protocol (IP) addresses, browser type, Internet Service Provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks. The Retirement Team uses this information to analyze trends, administer the site, track user movements in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc., are not linked to personally identifiable information.
A cookie is a very small file sent to your Web browser by a site's server, which allows more efficient information processing. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Cookies do not obtain information from your hard drive without your consent, destroy files, or send you viruses. Cookies basically avoid duplication of information and advertising. For instance, by setting a cookie on our site, the user would not have to log in a password more than once, thereby saving time while on our site. If a user rejects the cookie, he or she may still use our site. The only drawback to rejecting the cookie is that the user will be limited in some areas of our site.
Use of this Information
With whom we share the Information
Information collected during your visit to The Retirement Team website and to our corporate information pages is used by The Retirement Team, Inc. We maintain strict security over all the information you share with us and use this information to support your relationship with us and improve your experience on The Retirement Team website.
We share information with trusted service providers who provide specific services and/or administer activities offered at our site. We may make registration records and log files available on a confidential basis to third-party auditors, to data storage firms, or to select measurement and analysis firms. These parties do not use or otherwise disclose any information except for the purpose of providing the services or administering the activities on our behalf.
We may also utilize a service provider to assist us in aggregating guest information. We may then share such aggregate information with prospective partners and advertisers. This aggregate information does not contain any information that could identify an individual guest. We may also disclose specific guest information when we believe that such disclosure is necessary to comply with the law or to protect the interests or safety of The Retirement Team, its guests, and others.
We do not sell or rent personally identifiable information.
Third-Party, Personally Identifiable Information
The Retirement Team may request that a business submit census data regarding the prospective plan or plan beneficiaries by using the proposal and data collection functions of The Retirement Team website. Census data generally consists of the prospective beneficiary's name, social security number, gender, marital status, address, birth date, hire date, termination date, compensation, hours worked and other payroll information. In addition, we may request that a business provide certain proprietary information that will be used in generating the requested proposals or reports.
This information is used for the purpose of generating proposals, compliance test results, annual reports, and government reporting forms at the request of the business. The information, results, or reports are not shared with any third party, except when the business authorizes the sharing of such information, results, or reports with the legal advisor, investment advisor, tax advisor, or service recordkeeper of the business. At the request of a business, The Retirement Team may retain proposals, compliance test results, annual reports, and government reporting forms (which may incorporate the census data described above) for future access by the business.
Site Security Measures
Personally identifiable information collected from our users by The Retirement Team, information generated by cookies and site-analysis tools, and any third party personally identifiable information provided by our users are stored in electronic logs behind our firewall, and can be accessed only by approved The Retirement Team staff, through password-protected administration sites. All employees and sub-contractors of The Retirement Team, are made aware of security practices through regular training and conferences. The Retirement Team management reviews website security quarterly.
The Retirement Team provides users the opportunity to opt-out of receiving communications from us, or to change and modify information previously provided. You can send an e-mail to email@example.com in order to opt-out of future communications, or to modify existing information.
Users may unsubscribe to any of our electronic newsletters at any time by following the instructions contained at the end of every newsletter.
Links to other Sites
This site may contain links to other sites. Please be aware that The Retirement Team is not responsible for the privacy practices of other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website.
Corrections or Contacting the Site Administrator
The Retirement Team offers users the ability to correct or change the information collected during registration. Users may change this information at any time and as often as necessary. If you have any questions about this privacy statement or the practices of this site, or if you have corrections to the information that you have provided The Retirement Team, you can contact:
The Retirement Team, Inc.